Health Hero Terms and Conditions

1. Introduction
   By accessing or using Health Hero services, you agree to comply with these terms and conditions.

2. Coverage and Eligibility
   Health Hero provides private health insurance plans, subject to eligibility and state regulations. Coverage is based on the selected plan and may vary by location.

3. Payments and Renewals
   Clients agree to pay premiums on time and adhere to renewal processes as outlined in their policy.

4. Privacy Policy
   Health Hero is committed to protecting client information. Personal data will be used strictly for insurance purposes.

5. Cancellations and Refunds
   Policies can be canceled at any time, but refunds may vary based on policy terms and coverage period.

6. Disputes
   Any disputes will be resolved through mediation or arbitration, as outlined in the policy documentation.